Dental emergencies never happen at a convenient time! Whether you’ve cracked or broken a tooth, lost a dental restoration, or are simply dealing with a throbbing toothache, you should always seek swift help from your emergency dentist. However, during these situations, you might not be able to help but wonder if your dental insurance will be able to help cover the cost of your case. In many cases, you should be in luck, but it helps to remain informed. Here’s what you need to know.
What Is Considered a Dental Emergency?
Dental emergencies come in all shapes and sizes, but they typically include things like:
- Severe toothaches or oral pain
- A chipped, cracked, and broken tooth
- A knocked-out tooth
- A loose or missing filling or crown (or other restoration)
- Trauma to the mouth or jaw
- An abscess or other signs of infection
If you’re experiencing any of these issues, you shouldn’t hesitate to contact your dentist. Remember, dental emergencies do not heal on their own – and in many cases, issues that start off small can end up turning quite large. A good example of this is a minor cavity; on its surface, this issue might seem so small that you do not need to treat it immediately. However, if left to worsen, what once could’ve been fixed with a simple filling might require something more costly, like a root canal followed by a crown.
Will Dental Insurance Cover Emergencies?
You’ll be happy to hear that most dental insurance plans will cover at least a portion of emergency dental treatment, though the amount of coverage can vary. Diagnostic services are normally covered, which include things like X-rays, exams, and consultations – anything used to assess a present issue. Beyond this, emergency treatments such as fillings, root canals, extractions, etc., are normally partially covered, with this amount depending on the specifics of your plan. Keep in mind that dental insurance plans also typically have an annual maximum benefit and a deductible that you’ll need to meet.
Most dental office front desk members are well-versed when it comes to insurance, so don’t hesitate to seek assistance if you have any questions; making the most of these benefits will serve your smile well!
About the Practice
Our team here at Downtown Dental has served the needs of patients and families in Allen and the surrounding North Texas area for several years, offering a wide range of preventive, cosmetic, and restorative treatment options, as well as emergency dentistry. If you have any questions about the blog or you’d like to get in touch with us to set up an appointment, please reach out online or call today for more information or assistance. Telephone: (972) 727-7269.